TOP 3 reasons why golfers in the UK should consider buying a specialist golf insurance policy:
By investing in a specialist golf insurance policy, UK golfers can access enhanced protection tailored to their specific needs. This ensures peace of mind and financial security, allowing them to pursue their passion for the sport with confidence, knowing they are adequately safeguarded against potential risks and losses both on and off the course.
Distinctive Coverage for Golf Equipment
Unlike standard home insurance policies that primarily safeguard belongings within the home, golfers often carry valuable equipment to the course. However, these items may not be covered for loss, theft, or damage outside of home premises. Furthermore, relying solely on home insurance can lead to limitations such as high excess fees and restricted coverage for individual items. Additionally, making claims related to golf equipment under home insurance might result in increased premiums upon renewal. Consequently, a dedicated golf insurance policy offers more extensive coverage tailored specifically to the needs of golfers, ensuring protection both on and off the course without compromising financial stability.
Liability Protection
Accidents are unforeseeable occurrences that can transpire on the golf course, potentially resulting in injury to others or damage to property. Whether it's an errant golf ball striking a bystander or an inadvertent mishap with a golf cart, the financial implications of such incidents can be substantial. Inadequate insurance coverage could leave golfers vulnerable to significant financial liabilities, including legal expenses and compensation payouts. To mitigate these risks, a specialist golf insurance policy typically includes liability coverage, providing essential protection against unforeseen circumstances and safeguarding golfers from potential financial hardships arising from accidents or damages.
Comprehensive Support for Golf-related Expenses
In addition to equipment and liability coverage, a tailored golf insurance policy offers further benefits designed to meet the unique needs of golfers. This may include reimbursement for lost membership fees due to injury or illness preventing play, coverage for tournament fees in the event of withdrawal due to medical reasons, and provisions for medical or dental expenses resulting from golf-related injuries. Such comprehensive coverage ensures that golfers receive necessary support for various expenses associated with their sport, enabling them to focus on their game with confidence, knowing they are adequately protected against potential risks and losses.
American Golf has partnered with Rubber Ring; a new generation of golf insurance born from a wealth of experience in the sports insurance market, to offer our customers an exclusive 10% OFF annual cover.
With golf insurance starting from just £29.99 £26.99/year for £2,500 worth of golf equipment cover (with £5 million Golfer’s liability cover included) any amateur golfer serious about their game should be looking at a Rubber Ring policy to protect themselves and their money from unforeseen events on and off the golf course. Learn more